The Home Savers Campaign is a coalition of stakeholders that have come together to fight the resurgence of predatory agreements in the form of rent-to-own, lease to purchase, contract for deed, and similar land purchase instruments that are too often

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Legislation and Ordinances

Proposed Georgia legislation

2017-2018 Regular Session – HB 456
Property; execution of executory contracts for conveyance of real property; provide for requirements
Sponsored By

(1) Bazemore, Debra 63rd(2) Mitchell, Billy 88th(3) Frazie

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HSC In the News

“After the bubble burst” | Reveal | A podcast that features a Home Savers Campaign Organizing Committee member!

Private Equity: The New Neighborhood Loan Sharks


Veterans of the Contract Buyers League hit the doors again.

Chuck Collins

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Contract for deeds and rent-to-own agreements are more often than not lending practices that target the poor. These agreements let buyers believe that they will own the homes they occupy one day, but the reality is far different.


Our Mission

Our mission is to build a group of affected and engaged home buyers, who are trapped in predatory contracts for deed, lease purchase, rent-to-own, and similar land agreements.  Various companies, some with Wall Street connections, have developed a business model based on taking advantage of lower income and working families desperate for affordable housing, yet caught in the post-recession and meltdown credit desert.  The Home Savers Campaign is made of families and organizations who want to fight predatory practices and increase consumer protections for those who want to buy a home yet are forced into an alternative method of financing outside of guaranteed mortgages, which are now out of reach for many low and moderate income Americans. 


For example, in 2016 in Detroit, more than 50% of loans were contract purchases of these types rather than FHA guaranteed mortgage loans.  Rent-to-own schemes and contract land purchases are skyrocketing.   Companies including the giant equity firm Apollo, the Dallas-based Harbour Portfolio specializing in contract purchases, and South Carolina-based Vision Property Management utilizing rent-to-own agreements along with hundreds of others are bottom fishing in Fannie Mae and Freddie Mac auctions of foreclosed and abandoned properties hoping to fast deal these houses to unwitting lower income families.  We are building a group of invested Home Savers who will fight for ordinances, policies, and legislation that will give them a real chance to decent and affordable housing.